So far, January 2018 has been a record-setting cold month across the United States. Many states have not seen these low temperatures for several years.

Today, we would like to share some tips that can help you from becoming “left out in the cold:”

• Next Year, start preparing in the Summer & Fall
  • Don’t wait until there is ice and snow everywhere
• Drain water pipes
  • If you have a home that you are not living in, drain the water pipes of water, blow them out with air when possible
  • Heat tape wrapped around exposed plumbing can be very helpful
  • Don’t forget to cover and drain outside spigots
• Develop a Backup Plan
  • Do you have a backup heat source?
    • When the electric is off for an extended amount of time, pipes can freeze
    • Do you have a generator or backup heat source?
      • BE SAFE!
        • Here are some generator safety tips from the Red Cross
      • Insulate well
        • Drafts around windows and door can allow heat to escape quickly
          • Check out these DIY insulation tips
        • Did you know that inside electrical outlets could be a hidden source of drafts?
        • Installing insulation in your attic and basement can help to reduce heating cost in the winter

As the old saying goes, “When you fail to plan, you are planning to fail.” Don’t get caught out in the cold, develop a plan to stay warm today!

Once you have closed off the drafts, confirmed your back up heat is ready, and you are safe and warm inside your home, reach out to Steely & Smith to see how we can help you with all of your insurance needs.

Contact us today!

Note: This information is general in nature and should not be construed as professional insurance advice. You should work with your insurance agent to determine what will work best for your situation.