In PA, auto insurance is moderately expensive. In Pennsylvania, the typical cost for car insurance is $1,433/year — just 0.4 percent over the nationwide average.

To avail the auto insurance services  offered by Steely & Smith Insurance, call us now at (215) 345-9410.

However, premiums are impacted by reasons other than locations. Let’s discuss it more below:

In Pennsylvania – Average Auto Insurance Costs

The quantity paid per month for car insurance depends on the tier of coverage purchased. Usually, a liability-only auto policy is less expensive, whereas low-deductible comprehensive auto coverage is more expensive. In PA, the rate gap between liability-only auto coverage and full auto coverage with a $500 deductible is approximately $778.

Vehicle Insurance Costs After a Violation in Pennsylvania

Average Annual Cost:

• Violation – DWI or DUI: $2,514.81
• Violation – Reckless Driving: $2,014.54
• Violation – At-Fault Car Accident (less than $1,000): $1,462.94
• Violation – At-Fault Car Accident ($1,000 to $2,000): $1,498.13
• Violation – At-Fault Car Accident ( greater than $2,000): $2,157.13
• Violation – Open Container: $1,846.59
• Violation – Speeding (21 to 25 miles per hour over the speed limit): $1,600.27
• Violation – Speeding (16 to 20 miles per hour over the speed limit): $1,600.27

If you are saddled with the high costs of car insurance, it is worth auto insurance shopping to discover affordable vehicle coverage that appropriately covers your car, truck, van, or SUV.

PA Car Insurance Costs By Credit

Average Yearly Cost:

• Very Poor credit (300 to 579): $2,596.44
• Fair credit (580 to 669): $2,171.04
• Good credit (670 to 739): $1,799.66
• Very Good credit (740 to 799): $1,477.11
• Exceptional credit (800 to 850): $1,217.37

Auto Insurance Costs by Marital Status in Pennsylvania 

Average Yearly Cost:

• Singles: $1,399.06
• Married Couples: $1,346.89
• Divorced individuals: $1,403.38
• Widowed individuals: $1,372.82

Auto Insurance Rates For Females vs. Males in PA

Average Annual Rate:

• M: $1,399.06
• F: $1,412.68

In PA, Average Vehicle Insurance Expenditure by Age

In PA, auto insurance costs $4,769/ year for 16-year-olds, versus $1,216 a year for 50-year-old clients.

Still have questions? Please get in touch with Steely & Smith Insurance anytime! Our auto insurance will help during times of need. Please feel free to contact us today if you live in the Doylestown, PA area at (215) 345-9410.