Special Event Insurance: What is it?

special event insurance

special event insurance

Special event insurance is made to assist in protecting someone’s investment in specific occasions. It ranges from birthday parties, weddings, concerts, trade shows, and other special occasions. Event insurance is a kind of liability coverage applying to claims that are made by 3rd parties for property damage or bodily injury that happens while an event is taking place. Such coverage has to be bought before events take place and is fairly inexpensive. As compared with the monetary burden you may place on your shoulders without coverage if things do not go as planned, paying the small coverage price is a no-brainer.

Free yourself from monetary burden if things do not go as planned. Call us now at 215-345-9410.

What Might Potentially Go Wrong?

Put plainly, everything and anything might go wrong when it pertains to running an event; therefore, being covered is critical. We reside in a realm that is full of unforeseen and unplanned situations and the last thing you need to be is unprotected. An incident may arise at almost any kind of special occasion. One of your guests may experience a slip and fall and get injured. A fight might erupt between your attendees, and result in wounds to the ones fighting or innocent passersby. A stage may collapse, and cause injuries to guests or performers. One of your guests may get drunk and cause a car accident when traveling home. One of your employees might accidentally destroy property that belongs to an owner of a venue. Any of those incidents might result in claims against your business.

Why Invest In Event Insurance?

Investing in special event insurance is usually required by an event venue. However, even without that requirement, the necessity for coverage still is a need if you’re a business or individual that has plans to celebrate a special occasion and is prone to suits or claims by injured participants. A legal claim against you may be expensive, especially for small businesses. If you don’t have any liability coverage, you then will need to pay those claims out of your own pocket.

For more information on our special event insurance in Doylestown, PA, please feel free to get in touch with Steely & Smith Insurance today at 215-345-9410.

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