Whether you are a college or university student or parent of a student, you might be considering the logistics of insuring and having a vehicle on campus. There are several questions to ask before you make a decision.

Having an automobile when living on campus might make it more convenient to travel on weekends; however, might not be convenient while locating a spot to park, as well as paying for your parking pass. Each situation differs, but Steely and Smith lists some things to think about before bringing a vehicle to a college or university with you.

If you need auto insurance, call Steely & Smith Insurance today at (215) 345-9410 and request for a free quote.

What are the pros of utilizing rideshare services?

● Price of rides: If you are traveling to local places, brief trips might not be pricey. Most services provide estimates on their sites if you have knowledge of your destination beforehand.
● No vehicle hassles: If you are going to utilize a Uber or Lyft app whenever you must travel, you do not have to bring an automobile to campus. This means you’d save money on city or school parking passes, maintenance, and gasoline. Also, you do not have to be concerned with locating a parking spot or giving folks rides.

What are the cons of utilizing rideshare services?

● Price of rides: On the other hand, if you are using Lyft or Uber on weekends or late at night, you might see rate surcharges. Those additional fees may quickly add up.
● Unpredictable service: Your experience utilizing Uber or Lyft services might vary based upon the location of the college or university. Getting a Lyft or Uber within a smaller or rural town might be more challenging than a big city. With a few cities banning services from and to the airport, or within cities altogether, you cannot guarantee that service always will be available.
● Scoring system: It’s possible to rate your Uber or Lyft driver between 1 to 5 stars after your ride. However, they also can rate you. If the driver gives you a low rating, other rideshare drivers might not want to pick you up, which might leave you stranded.

Purchasing auto insurance for the first time

If you are taking the first measure to purchasing auto insurance, you have landed in the right place. Steely and Smith’s insurance blog goes over insurance coverage basics and will help you select the proper coverage for your needs.

Need auto insurance needs? Call Steely & Smith Insurance today at (215) 345-9410