What Are the Different Coverages for Auto and Garage Liability Insurance?
If you operate a towing service, parking garage, or auto repair shop, you could be liable for accidents that arise from day-to-day operations. Commercial auto and garage liability insurance will offer the protection that your business needs.
Call us today (215) 345-9410 for more information about insurance coverage for garage owners and towing companies.
There are different types of coverages and policy limits you will need to protect your business, vehicles, and drivers. You can make a choice depending on the specific needs of your business.
Insurance Coverages for Auto and Garage Liability
Bodily Injury and Property Damage Liability
Mishaps can happen even to the most well-trained drivers. Bodily injury and property damage coverage will help in compensating those injured in an accident. The accident involves an insured vehicle. The coverage will also help pay for damages to another vehicle.
Physical Damage (Collision and Comprehensive)
If one of your business vehicles gets involved in an accident, the physical damage coverage will help in getting the vehicle back on the road.
Collision coverage will help cover replacement or repairs to the insured vehicle. The repairs could be due to an accident that involves stationary objects or other vehicles.
Comprehensive coverage will help pay for damages that occur to your insured vehicle due to vandalism, theft, and fire.
Motor Carrier Liability and Physical Damage
The liability insurance for motor carriers (truckers) included property damage and bodily injury coverage. It helps in compensating those injured in an accident from an insured vehicle. The coverage will also help pay for damages to other vehicles.
The physical damage coverage will enable you to get the repairs done to the vehicle damaged in the accident. It will help you get back on the road at the earliest.
Garage Liability
The garage liability insurance will help cover property damage and bodily injury that result from the day-to-day operations of your business. Garage keeper legal liability coverage will help in protecting a customer’s vehicle even when kept at a covered location.
Accidents at the workplace can happen at any time of the day or night. A right choice of insurance coverage will help cut losses even before they occur. It is best to opt for insurance coverage that is specific to your business.
Contact us if you need more information about insurance coverage for garage owners and towing companies. Call us today (215) 345-9410 if you have any questions about insurance.